Medicare Supplement Plans and Advantage

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Medicare alone doesn’t cover everything—and that’s where we step in. We help seniors in Springdale, Fayetteville, and nearby towns find the Medicare Supplement plan that best fits their health and budget. You don’t need to know the difference between Plan G, Plan N, or Plan F—we’ll walk you through it step by step.


We also assist with Medicare Advantage plans when needed, but our main focus is helping you stay with Original Medicare and close the gaps the smart way.

Guiding You Through Medicare Without the Confusion

Understanding Medicare options shouldn’t feel like studying for a test. That’s why we take the time to break things down clearly—without rushing, selling, or confusing you with terms that don’t make sense. Most of our clients in Northwest Arkansas choose Medicare Supplement plans (also called Medigap) because they want the freedom to visit any doctor that accepts Medicare and avoid the restrictions of network-based Advantage plans. These supplement plans cover the gaps that Medicare leaves behind—like deductibles, copays, and coinsurance—so your out-of-pocket costs stay low and predictable.

Medicare Supplement (Medigap) Plans– Our Primary Focus

We specialize in helping seniors choose the right Medicare Supplement plan—because most people don’t want to deal with limited provider networks or unexpected copays. With a Medigap plan, you stay on Original Medicare and can see any doctor in the country that accepts it. These plans are standardized (Plans A–N), but the premiums and coverage details vary by provider and your location.

How We Help With Medicare Plans

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Plan Comparison Help

We explain the differences between Supplement plans—like G vs. N—so you know what each one does and doesn’t cover.

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Cost Estimate Research

While we don’t quote directly on the site, we’ll research plan pricing based on your age, ZIP code & eligibility so you don’t overpay.

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Doctor & Hospital Access Review

With Supplement plans, you can see any provider that accepts Medicare. We confirm that your doctors accept Medicare and explain how your plan works with providers.

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Long term care & Life Insurance

We also help with life insurance and long-term care planning—so you can prepare for the future, not just today’s medical costs.

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Advantage Plan Overview (if requested)

If you're looking at Medicare Advantage, we can help you understand how these network-based plans differ and make sense for your needs

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Enrollment Guidance

We assist with paperwork, deadlines, and making sure you're enrolled correctly and on time.

Frequently Asked Questions

  • What is the difference between Medicare Supplement & Medicare Advantage?

    Supplement plans work with Original Medicare to cover out-of-pocket costs. You can see any doctor that accepts Medicare nationwide. Advantage plans replace Original Medicare and often limit you to network providers. We help you figure out which makes more sense for your needs.

  • What is the most popular Medigap plan in Arkansas?

    Most of our clients choose Plan G—it offers near-complete coverage and is available to people new to Medicare. Plan N is also popular due to lower premiums but includes some copays. We’ll help you compare them based on your situation.

  • Can I switch Supplement plans later if my needs change?

    Yes, but depending on when you switch, you may need to answer health questions. That’s why timing matters—we’ll walk you through the rules and the best windows for switching.

  • Do I need a separate drug plan with a Supplement?

    Yes. Medigap plans don’t include prescription coverage, so you’ll need a standalone Part D plan. We’ll help you choose one based on your current medications.