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Life Insurance

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Life insurance isn’t just for young families. It can be an important part of retirement planning—whether you want to cover final expenses, leave something behind for loved ones, or protect a spouse.


We help seniors choose life insurance policies that make sense for their stage in life, without overcomplicating things or pushing policies you don’t need.

Helping You Choose the Right Life Insurance—Without the Sales Pitch

There are a lot of life insurance options out there, but not all of them are right for retirees or older adults. We focus on what makes sense for seniors—like small final expense policies to cover funeral costs or simplified coverage that won’t require a medical exam.



We’ll walk you through what’s available, explain the difference between term, whole life, and guaranteed issue policies, and help you avoid overpaying for coverage you don’t need. Everything is explained in plain English—and there’s never any pressure to buy.

Final Expense, Whole Life & More—We Keep It Simple

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Final Expense Insurance

Simple, low-cost policies meant to cover burial, funeral & other final expenses—no medical exam required in most cases.

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Policy Comparison Help

We compare rates, benefit amounts, and eligibility across multiple carriers to help you get a good fit without paying more than you should.

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Guaranteed Issue Life Insurance

Coverage that’s available to almost anyone regardless of health, often up to age 80–85.

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Term & Whole Life Options

If you're looking for a larger policy or something longer-term, we explain how term and whole life work—and whether they make sense at your age.

Frequently Asked Questions

  • Do I really need life insurance at my age?

    That depends. Many seniors want to make sure their funeral is covered or leave something behind for a spouse or child. We help you decide based on your goals and financial situation.

  • What is the difference between final expense and traditional life insurance?

    Final expense policies are smaller, simpler policies meant to cover end-of-life costs. They’re easier to qualify for and often don’t require a medical exam. Traditional life insurance includes larger term or whole life policies that may involve more underwriting.

  • Can I get life insurance if I have health issues?

    Yes. Many carriers offer simplified or guaranteed issue plans that don’t require perfect health. We’ll help you explore those options if needed.

  • How much coverage do I need?

    That depends on your goals. Some people only want to cover funeral costs (usually $10k–$20k), while others want to leave a legacy or pay off a debt. We’ll help calculate what fits your needs.